Energy
Useful information about Energy Insurance
Energy Insurance is prepared for solar, wind and other energy investments that require long-term operational stability. It considers equipment damage, machinery breakdown, construction period risks and business interruption scenarios.
For an accurate offer, installed capacity, equipment list, site location, maintenance records and production model should be reviewed. This makes it possible to design a policy that matches the technical reality of the plant.
In case of loss, technical service reports, production interruption data and site photos are important. We help the customer collect and present these records in a structured way.
Energy investments combine high asset values with long payback periods, which makes uninterrupted operation critical. Energy Insurance programmes typically start with construction and erection cover during the build phase, continue with operational all-risks and machinery breakdown once the plant is running, and are completed with business interruption cover that protects cash flow when production stops after an insured loss.
What is typically covered?
- Solar plants, wind farms and other generation facilities against physical damage
- Machinery breakdown of turbines, inverters, transformers and panels
- Natural catastrophe cover: storm, hail, flood, lightning and earthquake
- Business interruption and loss of revenue after an insured event
- Construction and erection risks during expansion or repowering works
Who is it for?
Licensed and unlicensed solar (SPP) and wind (WPP) plant owners, hybrid projects, biogas and hydro facilities, EPC contractors and investors financing energy assets. Lenders often require specific coverage structures — we align the policy wording with financing agreements as well as the technical risk.
What sets our agency apart
In energy investments a single breakdown can change the production plan for the year. Our agency takes risks of this scale to specialist units working with international capacity and compares quotes not on price alone but together with deductibles and business interruption cover. At every stage we give the investor and the operating team separate summaries, clear enough to act on. On long-running projects trust is built only through regular and honest communication, and that is how we work.